7 Best Credit Card in India With No Annual Fee – CCB

Best Credit Card in India With No Annual Fee

Looking for Best Credit Card with no annual fee? Well, there are many luxury Credit cards that comes with no annual fee which provides a lot of benefits to its card holders. So, if you are a practical spender and want a credit card then you can go for No annual fee credit card. This will help you in cutting down all the annual card maintenance while getting  the amazing & luxurious benefits.

 But now the question is which is the most suitable Credit Card with no annual fee for you? So, for that, you don’t need to trigger your mind anymore, just have a look at the given below list which includes 7 best credit cards with its details.

This will provide you a lot of benefits in selecting the right one for you depending on your requirements & most important budget.

Top 7 Credit Cards in India for 2021 with no annual fee

Credit CardAnnual FeeJoining FeeRenewal FeeEligibility CriteriaBest for
HSBC Visa Platinum Credit CardNILNILNILAge: min.18 to 65 yearsStatus: salariedTravel, Dining, Movies
IndusInd Bank Platinum Credit CardNILRS.3000NILAge: 21 to 65 yearsStatus: Self-employed/SalariedTravel, golf, Entertainment, Fuel
YES Prosperity Edge Credit CardNILRs.1199Rs.1199Age: 21 to 60 yearsStatus: Salaried/Self EmploymentOnline & International spends
ICICI bank Platinum Chip Credit CardNILNILNILAge: 21 to 60 yearsStatus: Salaried/Self EmploymentDining, Fuel, Rewards
YES First PreferredNILNIL*NIL*Age: 21 to 60 yearsStatus: Salaried/Self employedTravel, Entertainment, Shopping, dining
AXIS My Zone Easy Credit CardNILNILNILAge: 18 to 70 yearsStatus: Salaried/Self employedTravel, Entertainment, dining, and rewards
Kotak Fortune Gold Credit Card NILNILNILAge: 21 to 65 yearsStatus: Self employedOnline shopping, international usage

NOTE: * represents limited time offer

Let us now have a look at the listed below 7 Best Credit Card in India with no annual fee offered by different banks of India (in detail).

Top 7 Credit Card with no Annual Fee

HSBC Visa Platinum Card

Key Highlights;

  • This card offers benefits for different lifestyle categories such as dining, shopping, etc. If you love using your credit card for regular spent then this is the most suitable card for you.
BenefitsRewards Redemption optionWelcome/Joining offers
You can earn 2 reward points on every Rs.150 spent; You can get fuel waiver up to Rs. 250 p.m.; movie vouchers and around 15% off on dining bills.You can redeem the reward points for a varied range of products mentioned in the catalogue.You can get cashback up to Rs.2,000 & around 3X more reward points on selected categories*

IndusInd Bank Platinum Card

Key Highlights;

  • This card is basically designed for getting benefits across many different categories such as travel, lifestyle, entertainment, etc. If you want to live a premium lifestyle with less maintenance then must go for this card only.
BenefitsRewards Redemption optionWelcome/Joining offers
You can enjoy travel benefits; complimentary priority pass; complimentary golf lessons; also, insurance cover for fraud transactions.You can redeem the points for hotel stay vouchers, cash credit, air miles and most important, products from Indus Moments.You will get a gift voucher from global brands which includes MakeMyTrip, ALDO, Urban Ladder, etc.

YES Prosperity Edge Credit Card

Key Highlights;

  • This card offers benefits for lifetime. It is basically accelerated rewards on online as well as international transaction including other entertainment benefits.
BenefitsRewards Redemption optionWelcome/Joining offers
You can earn up to 6 reward points on every Rs. 100; 12 complimentary gold lessons per year*; insurance coverage up to Rs.65 lakh.You can redeem reward points for booking flights, hotels, movie tickets and also from exclusive products from reward catalogue.You can earn RS. 1500 reward points as a welcome gift but only when you spend Rs.7500 within the first 30 days of card insurance.

ICICI bank Platinum Chip Credit Card

Key Highlights;

  • This is a basic card which is used for providing benefits to dining, fuel, rewards. If you don’t want to use credit card more often, then this is the card that you can go for.
Benefits
You will get 15% off on dining bills, 1% fuel surcharge waiver, 2 PAYBACK points on every Rs.100 spend.

YES First Preferred

Key Highlights;

  • By using this card, you can save money on travel, entertainment, insurance cover, shopping, dining, etc. If you want to enjoy the best of lifestyles then this is the best card for you.
BenefitsRewards Redemption optionWelcome/Joining offers
 You will get the complimentary priority pass membership with 4 free airport lounges; 25% off on movie tickets; 24X7 concierge servicesYou can redeem the points while booing flights, movie tickets and from the list of products.You can get around 10,000 reward points on your first transaction within 90 days of insurance.

AXIS My Zone Easy Credit Card

Key Highlights;

  • This card offers many benefits for different categories, dining, travel, rewards and many more. This card is especially for those who loves to spend on dining as well as movies frequently.
BenefitsRewards Redemption optionFee for CASH Payment
You can get 25% cashback on movie ticket bookings; 100% of the credit limit; 1% fuel surcharge waiver; 15% off on dining bills. You can redeem the points for more than 500 products that has been listed in the rewards catalogue.Rs.100

Kotak Fortune Gold Credit Card

Key Highlights;

  • It is basically designed for businessman; it offers many amazing benefits on fuel, ticket booking etc. If you are looking for a basic credit card then must go for this only.
BenefitsOver limit feeLate Payment Charges
You can get 1% fuel surcharge and 1.8% railway ticket booking surcharge; you can get 4 free PVR Tickets.Rs.500Rs.100 to 700 (depends on O.S balance)

So, the above is the list of credit cards that you can go for (without any annual fee). You can visit the respective bank for applying the same credit card depending on your needs.

Find the best credit card for you.

Spend more, reward more !

Quick and easy ways to find credit card that suits your need, provide lowest rate, most cashback and sweetest perks.